.ey {
  color: #3DBFA0;
  display: block;
		font-weight: 400;
    font-size: 15px;
	text-transform: uppercase;
    letter-spacing: 3.25px;
}
.settle {
  font-size: 11px;
  letter-spacing: 1.8px;
  color: #3DBFA0;
  text-transform: uppercase;
  display: block;
  text-align: center;
  margin-top: 14px;
}
/* ── HERO ── */
.hero {
  background: #3DBFA0;
  padding: 85px 60px;
  text-align: center;
/*  border-top: 4px solid #0D1B4B;*/
}
.hero-badge {
  display: inline-block;
  background: rgba(255, 255, 255, 0.25);
  color: #fff;
  padding: 5px 16px;
  border-radius: 20px;
  margin-bottom: 20px;
	font-weight: 400;
    font-size: 15px;
	text-transform: uppercase;
    letter-spacing: 2.25px;
}
.hero h1 {
/*  font-size: 36px;*/
  font-weight: 700;
  color: #ffffff;
  line-height: 1.2;
  margin: 0 0 16px;
}
.hero p {
    font-size: 18px;
    color: rgba(255, 255, 255, 0.85);
    line-height: 1.75;
    margin: 0 auto 36px;
    max-width: 790px;
}
.hero-trust {
  display: flex;
  gap: 28px;
  justify-content: center;
  flex-wrap: wrap;
}
.hero-trust-item {
  display: flex;
  align-items: center;
  gap: 7px;
  font-size: 16px;
  color: rgba(255, 255, 255, 0.9);
}
.hero-tick {
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.2);
  border: 1px solid rgba(255, 255, 255, 0.45);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
/* ── WHAT IS IT ── */
.what-section {
 
  background: #ffffff;
}
.what-inner {
  display: flex;
  gap: 60px;
  align-items: flex-start;
/*  max-width: 1080px;*/
  margin: 0 auto;
}
.what-left {
  flex: 1;
}
.what-left .ey {
  margin-bottom: 14px;
}
.what-left h2 {
/*  font-size: 28px;*/
  font-weight: 700;
  color: #0D1B4B;
  line-height: 1.25;
  margin: 0 0 18px;
}
.what-left p {
      color: #08123D;
/*  color: #4A5568;*/
  line-height: 1.8;
  margin: 0 0 16px;
}
.what-right {
  flex: 0 0 400px;
  background: #f0faf6;
  border: 1px solid #c5e8da;
  border-radius: 14px;
  padding: 30px 26px;
}
.what-right-title {
    font-size: 20px;
    font-weight: 700;
    color: #0D1B4B;
    margin: 0 0 18px;
	font-family: 'Spartan';
}
.check-item {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin-bottom: 13px;
 
  color: #4A5568;
  line-height: 1.55;
}
.check-item:last-child {
  margin-bottom: 0;
}
.tick-circle {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: #e8f8f2;
  border: 1px solid #c5e8da;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 1px;
}
/* ── RISK SECTION ── */
.risk-section {
/*  padding: 72px 60px;*/
  background: #F6F6F6;
  border-top: 1px solid #e2e8f0;
}
.risk-inner {
  display: flex;
  gap: 60px;
  align-items: flex-start;
/*  max-width: 1080px;*/
  margin: 0 auto;
}
.risk-left {
  flex: 0 0 400px;
}
.risk-left .ey {
  margin-bottom: 14px;
}
.risk-left h2 {
/*  font-size: 28px;*/
  font-weight: 700;
  color: #0D1B4B;
  line-height: 1.25;
  margin: 0 0 16px;
}
.risk-left p {
  font-size: 16px;
/*  color: #4A5568;*/
  line-height: 1.8;
  margin: 0;
}
.risk-right {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.risk-card {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 12px;
  padding: 25px 22px;
  display: flex;
  align-items: flex-start;
  gap: 16px;
}
.risk-num {
  font-size: 24px;
  font-weight: 700;
  color: #e2e8f0;
  line-height: 1;
  flex-shrink: 0;
  width: 30px;
}
.risk-title {
  font-size: 22px;
  font-weight: 700;
  color: #0D1B4B;
  margin: 0 0 6px;
	font-family: 'Spartan';
}
.risk-body {

  margin: 0;
}
/* ── STEPS ── */
.steps-section {
/*  padding: 72px 60px;*/
  background: #ffffff;
  border-top: 1px solid #e2e8f0;
}
.steps-head {
  text-align: center;
  margin-bottom: 44px;
}
.steps-head .ey {
  margin-bottom: 12px;
}
.steps-head h2 {
  font-weight: 700;
  color: #0D1B4B;
  margin: 0;
}
.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 16px;
/*  max-width: 1080px;*/
  margin: 0 auto;
}
.step-card {
  background: #F6F6F6;
  border: 1px solid #e2e8f0;
  border-radius: 14px;
  padding: 32px 22px;
  text-align: center;
  transition: border-color 0.2s, background 0.2s;
}
.step-card:hover {
  border-color: #3DBFA0;
  background: #f0faf6;
}
.step-num {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: #0D1B4B;
  color: #ffffff;
  font-size: 20px;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 16px;
  transition: background 0.2s, color 0.2s;
}
.step-card:hover .step-num {
  background: #3DBFA0;
  color: #04342C;
}
.step-title {
    font-size: 22px;
    font-weight: 700;
    color: #0D1B4B;
    margin: 0 0 10px;
    line-height: 1.35;
	font-family: 'Spartan';
}
.step-body {
  font-size: 16px;
 
  line-height: 1.65;
  margin: 0;
}
/* ── FAQ ── */
.faq-section {
/*  padding: 72px 60px;*/
  background: #f0faf6;
  border-top: 1px solid #c5e8da;
}
.faq-head {
  text-align: center;
  margin-bottom: 40px;
}
.faq-head .ey {
  margin-bottom: 12px;
  color: #59C0AB;
}
.faq-head h2 {
 
  font-weight: 700;
  color: #0D1B4B;
  margin: 0;
}
.faq-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0;
/*  max-width: 760px;*/
  margin: 0 auto;
}
.faq-item {
  border-bottom: 1px solid #c5e8da;
  cursor: pointer;
}
.faq-item:nth-child(odd) {
  border-right: 1px solid #c5e8da;
  padding-right: 32px;
}
.faq-item:nth-child(even) {
  padding-left: 32px;
}
.faq-q {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding: 20px 0;
  font-size: 20px;
  font-weight: 700;
  color: #0D1B4B;
  user-select: none;
}
.faq-icon {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: #e8f8f2;
  border: 1px solid #c5e8da;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  color: #59C0AB;
  flex-shrink: 0;
}
.faq-a {
  display: none;
 
  padding: 0 0 18px;
}
.faq-a.open {
  display: block;
}
/* ── CTA ── */
.cta-section {

  background: #0D1B4B;
  text-align: center;
}
.cta-section h2 {

  font-weight: 700;
  color: #ffffff;
  margin: 0 0 14px;
  line-height: 1.25;
}
.cta-section p {

  color: rgba(255, 255, 255, 0.65);

  margin: 0 auto 32px;
  max-width: 500px;
}
.cta-btn-w {
  display: inline-flex;
  align-items: center;
  padding: 15px 32px;
  background: #ffffff !important;
  background-color: #ffffff !important;
  color: #0D1B4B !important;
  border: none;
  border-radius: 28px;
  font-size: 16px;
  text-decoration: none;
  cursor: pointer;
  font-family: inherit;
  -webkit-appearance: none;
  appearance: none;
  transition: background 0.15s, transform 0.1s;
}
.cta-btn-w:active {
  transform: scale(0.98);
}
/* ── Responsive ── */
@media (max-width: 760px) {
  .hero {
    padding: 48px 24px;
  }
  .hero h1 {
    font-size: 28px;
  }

  .what-inner, .risk-inner {
    flex-direction: column;
    gap: 32px;
  }
  .what-right, .risk-left {
    flex: unset;
    width: 100%;
  }
  .steps-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .faq-grid {
    grid-template-columns: 1fr;
  }
  .faq-item:nth-child(odd) {
    border-right: none;
    padding-right: 0;
  }
  .faq-item:nth-child(even) {
    padding-left: 0;
  }
	.page-id-2053 .hero {
     height: auto !important; 
}
}

@media(min-width: 761px) and (max-width:991px){
	.risk-inner {
    gap: 30px;
    margin: 0 auto;
    flex-direction: column;
}
	.risk-left {
    flex: 0 0 auto;
}
.what-inner {
      gap: 30px;
    margin: 0 auto;
    flex-direction: column;
}	
	.what-right {
    flex: 0 0 auto;

}
		.page-id-2053 .hero {
     height: auto !important; 
}
	.steps-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));

}
}